Privacy Policy

Thursday, February 9, 2017 11:35:00 AM

Rev. September 14, 2018

The Bank of Star Valley
Privacy Policy Notice

At the Bank of Star Valley, we are committed to provide you with the finest financial products and services, which includes a strong tradition of safeguarding our customers’ private financial information. We want you to understand what information we collect and how we use it. The bank’s Privacy Policy serves as a standard for our staff members for collection, use, retention, and security of nonpublic personal information.

FACTS

WHAT DOES THE BANK OF STAR VALLEY DO WITH YOUR PERSONAL INFORMATION?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the Bank of Star Valley chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does The Bank of Star Valley share?

Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share

Questions?

Call 307-885-0000 or go to www.bosv.com

Who we are

Who is providing this notice?

The Bank of Star Valley

What we do

How does The Bank of Star Valley protect my personal information?

 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files
and buildings.
We restrict access to your personal and account information to those staff members who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

How does The Bank of Star Valley collect my personal information?

 We collect your personal information, for example when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

 Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

 Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • None

Nonaffiliates

 Companies not related by common ownership or control. They can be financial and non-financial companies.
  • FPS Gold, Experian and Elan

Joint Marketing

 A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • None

Other important information

You can help to maintain your privacy by protecting your credit card, Social Security and account numbers, and personal identification numbers (PINs); reviewing your mail and promptly reporting any unusual entries or circumstances.

If you have any questions about our bank’s Privacy Policy, please contact us at the phone number or address shown below.

(This notice is provided per FRB Regulation P, Privacy of Consumer Financial Information.)

384 Washington
P.O. Box 8007
Afton, WY 83110

Phone: (307) 885-0000