Kasasa®

Check out our regular checking and savings accounts.

Free Kasasa Cash® Checking

Open an Account

Choose free checking that earns interest on your checking balance! Plus, you’ll get refunds on ATM withdrawal fees, nationwide.

Refunds on ATM Withdrawal Fees*

Earn Interest

No Monthly Maintenance Fees

  • Free checking that pays high interest
    • 5.36% APY* on balances up to $20,000
    • 5.50% to 1.27% APY on balances over $20,000 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • Free Online Banking and Bill Pay
  • Free Mobile Banking and Mobile Deposit
  • Integration into QuickBooks, Quicken, Microsoft Money and CVS
  • Free e-statements
  • Unlimited check writing
  • Free MasterCard® ATM/debit card
  • Overdraft protection available, subject to credit approval
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • $50 minimum deposit to open

It’s so easy to qualify, you’re probably already doing it!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 PIN-based / signature-based debit card purchases, (each $5.00 or more)
  • Be enrolled in and agree to receive e-statements
  • Maintain a valid email address on record with bank

If you don’t meet these qualifications, don’t worry — your account is still free. Even then you’ll still earn our base rate. As a plus, you can get right back to earning your full rewards the very next cycle that you qualify.

Free Kasasa Cash Back® Checking

Open an Account

Choose a checking account that pays you cash back on debit card purchases and refunds on ATM withdrawal fees.* It’s like getting paid to shop!

Refunds on ATM Withdrawal Fees*

Earn Cash Back

No Monthly Maintenance Fees

  • Free checking that pays you back
  • Earn 3.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® (to automatically save & earn)
  • Free Online Banking and Bill Pay
  • Free Mobile Banking and Mobile Deposit
  • Integration into QuickBooks, Quicken, Microsoft Money and CVS
  • Free e-statements
  • Unlimited check writing
  • Free MasterCard® ATM/debit card
  • Overdraft protection available, subject to credit approval
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • $50 minimum deposit to open

It’s easy to earn your Kasasa Cash Back rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 PIN-based / signature-based debit card purchases, (each $5.00 or more)
  • Be enrolled in and agree to receive e-statements
  • Maintain a valid email address on record with bank

Don’t worry if you don’t meet these qualifications— your account is still free.

And you can get right back to earning your cash rewards the very next cycle that you qualify.

Free Kasasa Tunes® Checking

Open an Account

The online shoppers favorite: earn refunds on your purchases from iTunes®, Amazon®, or Google Play™! Plus, you’ll get refunds on ATM withdrawal fees, nationwide!*

Refunds on ATM Withdrawl Fees

Online Shopping Refunds

No Monthly Maintenance Fees

  • Free checking that pays you to shop online
  • Earn up to $10 every month in refunds on iTunes, Amazon, or Google Play purchases*
  • Get $20 in refunds on iTunes, Amazon, or Google Play purchases at sign up*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Free Online Banking and Bill Pay
  • Free Mobile Banking and Mobile Deposit
  • Integration into QuickBooks, Quicken, Microsoft Money and CVS
  • Free e-statements
  • Unlimited check writing
  • Free MasterCard® ATM/debit card
  • Overdraft protection available, subject to credit approval
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • $50 minimum deposit to open

Qualifying to earn Kasasa Tunes rewards is simple.

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes checking account during each Monthly Qualification Cycle:

  • At least 12 PIN-based / signature-based debit card purchases, (each $5.00 or more)
  • Be enrolled in and log into online banking
  • Maintain a valid email address on record with bank

Even if you don’t meet these qualifications, your account is still free.

Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

Free Kasasa Saver®

Build a rainy-day fund without lifting another finger. Link your Kasasa Cash® or Kasasa Cash Back checking to automatically transfer rewards to this interest-earning account.

Earn High Interest

Effortless Savings Tool

No Minimum Balance Requirements

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $20,000
  • 1.00% to 0.40% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free Online Banking and Bill Pay
  • Free Mobile Banking and Mobile Deposit
  • Free e-statements
  • $50 minimum deposit to open

Qualifying for the higher Kasasa Saver rate is a snap.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 PIN-based / signature-based debit card purchases, each $5.00 or more
  • Be enrolled in and agree to receive e-statements
  • Maintain a valid email address on record with bank

If for some reason you don’t meet these qualifications, don’t worry — You can still earn our base rate on Kasasa Saver. Plus, you’ll get right back to earning full rewards the very next cycle that you qualify.